The only difference is each company’s strategy of handling claims. Even if you don’t see your insurer listed here, the rules and laws are mostly the same. And your appeal is your last chance to include evidence in your case, so a mistake here can be catastrophic.īelow is a list of the most common ERISA Long Term Disability insurance companies. Time is running out as you generally only have 180 days to file your appeal. You have to make sure your application for LTD benefits is accurate and complete.Īnd if your claim has already been denied, call us immediately. So they will use anything, no matter how flimsy, as a reason to deny your claim. Insurance companies make their billions of dollars by paying out less money than they accept in premiums. Our firm focuses exclusively in fighting insurance companies. Let me tell you something: Insurance companies rarely do the right thing. Your family’s well-being is now in the hands of an insurance claims administrator, and you hope they do the right thing. You are suffering from a disability, and file an insurance claim with your long term disability insurance company.
